You are three questions into a phone screen, things are going well, and then it lands: "So, what are you currently making?" Your stomach drops. Answer too low and you fear the offer will match it. Refuse and you worry you will sound difficult. Neither fear is silly, and you deserve better than a vague "just be confident" pep talk.
This guide gives you word-for-word language you can actually say, explains where the question may not even be legal anymore, and keeps you on the right side of the honesty line the whole way through.
Why do interviewers ask about your current salary?
Understanding the motive helps you answer without panic. Recruiters usually ask for one of three reasons:
- Budget matching. They want to know quickly whether their range and your world overlap, so nobody wastes four interviews.
- Anchoring. Your current number gives them a reference point. If you are underpaid now, an offer of "10 percent more than you make" sounds generous while still landing under market.
- Habit. Some recruiters ask because the intake form has a field for it, not because anyone downstream needs it.
Only the first reason serves you at all, and you can satisfy it without revealing your history. That is the core move of this whole article: answer the real question (do we fit?) instead of the literal question (what do you earn?).
Is the current salary question even legal where you live?
In the United States, many states and cities have passed salary history bans that prohibit employers from asking candidates what they currently earn or have earned before. These laws exist because pay history questions tend to carry old underpayment forward, which hits women and minorities hardest.
Two honest cautions here:
- The map of these laws changes. New bans pass, and details vary by state, city, and sometimes by employer size. Do not treat any list you read (including this article) as fixed. Search your state or city name plus "salary history ban" before your next interview.
- Even where the question is banned, some interviewers still ask, either from ignorance or habit. Knowing your rights lets you decline gracefully instead of freezing.
If you are asked in a place with a ban, you do not need to lecture anyone. A simple redirect (below) works, and you can decide privately whether the company's sloppiness is a signal.
Honest scripts to deflect without lying
Deflection is not evasion or a trick. You are declining to share private information while giving the recruiter what they actually need: a way to know whether you fit the budget. Pick the script that sounds most like you.
The clean redirect:
"I'd rather not anchor this to my current pay, since the roles are different. Based on my research, I'm targeting a range of X to Y. Does that fit your budget for this position?"
The turn-the-question:
"I'm happy to talk numbers. Could you share the range budgeted for this role? That way I can tell you right away if we're aligned."
The context answer, if you want to share:
"My base is 72,000, but honestly, part of why I'm looking is that the market has moved past that for this work. For this role, I'm targeting 85 to 95."
The one for a persistent recruiter:
"I understand you need to know we're in the same ballpark. My expectation for this role is X to Y. My past compensation reflects a different company, a different scope, and a decision I made years ago, so it won't tell you much."
Every one of these is fully honest. None states a false number, and none pretends the budget question does not matter. What you must never do is inflate your current salary. Some employers verify compensation during background checks or through offer paperwork, and a caught lie can sink an accepted offer. The gap between a confident redirect and a fabricated number is the gap between negotiating and gambling with your reputation.
How to figure out the range you will name instead
Every deflection script above replaces your history with a target range, which means you need one before the call. Guessing out loud is how people lowball themselves.
- Look up the role on several salary data sites and note the spread, not just the average.
- Check postings in states with pay transparency laws, where ranges must be listed, even if you live elsewhere. Same company, same role, real numbers.
- Ask people who hire for this role what the band looks like. One honest human data point beats ten anonymous ones.
- Set your stated range so that the bottom of it is a number you would genuinely accept.
There is a full walkthrough of this in how to research your market salary before you negotiate. Do it before the phone screen, not after.
What if you are currently underpaid?
This is the situation where the current salary question stings most, and where deflecting matters most. If you earn 55,000 in a role that pays 75,000 at other companies, revealing your number invites an offer of 60,000 that the recruiter sincerely believes is generous.
You do not have to explain why you are underpaid, apologize for it, or treat it as a secret shame. Underpayment usually happens for boring reasons: you were hired in a down market, you stayed loyal while raises lagged, you started in a lower cost-of-living area. Use the redirect scripts and let your research, not your history, set the anchor. If the topic comes up late in the process anyway, the context answer works: state the number, then immediately state why it is not the right reference point.
And if the roles you are landing interviews for are all anchored low, the problem may start further upstream, with how your experience reads on paper. A resume that undersells your scope attracts offers that undersell it too. That is worth fixing before your next application, and it connects directly to how you answer salary expectations on applications.
Common mistakes with the current salary question
- Blurting your number out of nervousness, then trying to walk it back. Once said, it anchors. Practice your script out loud twice before the call.
- Inflating your current pay. This is the one move that can genuinely blow up an offer. Do not do it.
- Refusing with attitude. "I'm not legally required to answer that" may be true, but it starts a fight you do not need. The polite redirect gets the same result.
- Naming a range you would not accept. If your stated floor is 80,000, expect the offer near 80,000. Never name a floor you would resent.
- Treating the recruiter as the enemy. Most recruiters want a fast, clean match. Give them your target range and they can advocate for you inside the company.
Get your leverage in order before the call
Here is the part most negotiation advice skips: the strength of your answer on the salary question depends on the strength of everything that came before it. A candidate whose resume clearly shows scope, results, and relevant skills can name a confident range and have it taken seriously. A candidate whose resume undersells them is negotiating uphill from the first minute.
So before your next phone screen, spend five minutes checking the document that got you there. The free Beat the Bots scan at careerbounce.io shows you exactly what applicant tracking systems read from your resume: which skills come through, which accomplishments survive parsing, and where your real experience is getting lost. It runs on your device, your resume never leaves your computer, and it costs nothing. It will not promise you a job (nothing honest can), but it will make sure the person asking about your salary has already seen your best case.